Coverage
Insurance coverage for plumbing contractors
The core lines a plumbing business carries, led by the two that define this class — general liability built around the completed-operations water damage a failed connection leaves behind, and pollution liability for the sewage and contaminant exposure the standard policy excludes. Each links to a full breakdown.
General Liability Insurance
The foundation policy — third-party harm your work causes, built around the completed-operations water damage a failed connection leaves behind.
Learn more →Pollution Liability Insurance
The sewage backup and contaminant release that the standard general liability policy carves out through its pollution exclusion.
Learn more →Workers Compensation Insurance
The crew in trenches, confined spaces, and around scald hazards — including the non-subscriber decision a Texas plumber faces.
Learn more →Commercial Auto Insurance
The service trucks and trailers on the road between the shop and the jobsite — the mobile-trade exposure.
Learn more →Contractors Equipment Insurance
Your own tools, jetters, cameras, and staged materials — on the jobsite, in transit, and in storage (inland marine).
Learn more →Umbrella Liability Insurance
Excess limits above general liability, commercial auto, and employers liability when a contract demands more.
Learn more →Professional Liability Insurance
The design-and-consulting exposure — when your advice or spec, not your installation, is what a claim turns on.
Learn more →Not sure what you need? Get a quote and we will build the program to your operation, or see how it differs by the plumbing you do.