Blog · Owner Resources
Owner Resources
Plumbing insurance guides in owner resources, written and reviewed by Nate Jones, CPCU.
- Owner Resources
OSHA Trench Safety for Plumbing Contractors: What It Requires
What OSHA’s excavation standard requires of plumbing crews at five feet — protective systems, the competent person — and how it reads to underwriters.
- Owner Resources
Do Plumbers Need a License? A State-by-State Reality Check
Most states license plumbers, but not the same way. A framework for the three licensing postures, the tier ladder, and why yours matters for coverage.
- Owner Resources
Hiring and Retaining Plumbing Crews
Why plumbing crews are hard to hire and keep — the apprenticeship pipeline, the licensed-labor bench as an asset, and how stability shapes coverage.
- Owner Resources
How to Prepare a Plumbing Business for Sale
Getting a plumbing business sale-ready: clean books, transferable agreements, documented systems, less owner-dependence, and an organized insurance file.
- Owner Resources
How to Reduce Liability and Comp Claims in a Plumbing Business
A loss-control playbook for plumbing owners: workmanship QA, trench and confined-space safety, backflow and gas protocol, and service-truck discipline.
- Owner Resources
How to Start a Plumbing Business
The SBA’s ten steps to start a business, applied to a plumbing company — with the licensing and insurance reality a new plumbing contractor actually faces.
- Owner Resources
SDE vs EBITDA for Plumbing Contractors
How buyers measure a plumbing contractor’s earnings - SDE for smaller owner-run shops, EBITDA for larger managed businesses - and why the base matters.
- Owner Resources
What Drives the Value of a Plumbing Business?
The value drivers a buyer prices into a plumbing business - recurring service revenue, the licensed bench, customer concentration, and owner-dependence.
- Owner Resources
What Drives Plumbing Workers’ Comp Costs?
The levers that move a plumbing company’s workers’ comp cost — payroll, job classification, the experience mod, claims history, return-to-work, and safety.
- Owner Resources
What Insurance Do GCs Require From Plumbing Subs?
What a general contractor requires from a plumbing sub — general liability, additional-insured status, a certificate, workers comp, auto, and an umbrella.
- Owner Resources
What Is a Plumbing Business Worth? Valuation Explained
How a plumbing business is valued: earnings times a multiple, adjusted for risk. What SDE and EBITDA mean, what moves the number, why appraisals matter.
- Owner Resources
Who Buys Plumbing Businesses? PE Consolidation Explained
The three buyer types for a plumbing business - individual buyers, strategic competitors, and private-equity platforms - and what selling to each means.
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